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Side by side, in the same units

Kenya's SACCOs, microfinance banks and banks compared on the regulators' own figures. Every table names its source; nothing is scored or ranked as better or worse.

Microfinance banks

CBK Bank Supervision Annual Report 2025, p. 122

Largest first by total assets. CBK marks Kenya Women Microfinance Bank's 2025 figures as unaudited.

NameTotal assetsCustomer depositsNet loansShareholders' fundsProfit before tax
Faulu Microfinance BankKES 17.4 bnKES 15.2 bnKES 10.6 bnKES 1.3 bnKES -387 m
Kenya Women Microfinance BankKES 11.6 bnKES 12.7 bnKES 6.1 bnKES -3.3 bnKES -2.1 bn
Caritas Microfinance BankKES 6.4 bnKES 5.4 bnKES 3.9 bnKES 668 mKES 69 m
Rafiki Microfinance BankKES 4.9 bnKES 3.9 bnKES 2.8 bnKES 229 mKES -147 m
S umac Microfinance BankKES 3.1 bnKES 1.1 bnKES 1.2 bnKES 378 mKES 5 m
SMEP Microfinance BankKES 2.7 bnKES 2.2 bnKES 940 mKES 320 mKES -258 m
Salaam Microfinance BankKES 2.5 bnKES 1.2 bnKES 34 mKES 657 mKES -124 m
U & I Microfinance BankKES 1.9 bnKES 576 mKES 1.7 bnKES 452 mKES 96 m
Lolc Kenya Microfinance BankKES 1.6 bnKES 769 mKES 639 mKES 229 mKES -6 m
Choice Microfinance BankKES 1.3 bnKES 990 mKES 189 mKES 182 mKES 41 m
Branch Microfinance BankKES 974 mKES 350 mKES 517 mKES 384 mKES 100 m
Muungano Microfinance BankKES 694 mKES 294 mKES 501 mKES 297 mKES 4 m
Umba Microfinance BankKES 341 mKES 198 mKES 169 mKES 108 mKES -17 m
On It Microfinance BankKES 172 mKES 178 mKES 34 mKES -132 mKES -149 m

Figures for the year to 31 December, as published. Growth is worked out by code from the two published years. Every licensed institution · Download CSV. Information, not advice.

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