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Egypt Treasury bills · auction of 23 December 2025

Egypt T-bill auction, 23 December 2025: 364-day at 25.27%, down 15 bps

At the Treasury bill auction dated 23 December 2025, the Central Bank of Egypt cleared the 91-day bill at 25.70% (down 56 basis points), the 182-day bill at 25.85% (down 52 basis points) and the 364-day bill at 25.27% (down 15 basis points). The rate shown is the weighted average yield of accepted bids.

Demand was strong: bids totalled EGP 471.9bn against EGP 110.0bn on offer, 429% of the amount sought, and EGP 212.7bn was accepted.

Over the past year the 364-day rate has ranged from 24.45% to 26.23%.

A year earlier the 364-day bill cleared at 26.24%, so the government is paying 97 basis points less than twelve months ago.

What this means for EGP 100,000

Worked from the published rate · information, not advice

EGP 25,275 in 12 months on the 364-day bill

Put EGP 100,000 into the 364-day bill at this auction and you get back EGP 125,275 after 12 months: EGP 25,275 in interest before any withholding tax, about EGP 2,106 a month.

That is EGP 148 less than the same money would have earned at the previous auction.

For shorter money: EGP 12,923 on the 182-day bill (6 months), EGP 6,425 on the 91-day bill (3 months).

The government pays the full amount at maturity; the risk is Egypt’s government not paying, and the money is locked until then.

Results

By tenor

TenorRatePreviousOfferedBidsAccepted
91-day25.699%26.258%EGP 25.00bnEGP 135.59bnEGP 73.23bn
182-day25.846%26.368%EGP 35.00bnEGP 189.34bnEGP 67.79bn
364-day25.275%25.423%EGP 50.00bnEGP 147.00bnEGP 71.68bn

Source: Central Bank of Egypt result · weighted average yield of accepted bids

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Free to quote, chart and republish with the credit “Source: Afronomics, compiled from the Central Bank of Egypt” and a link to this page.

Afronomics (2026). Egypt Treasury bill auction, 23 December 2025, compiled from the Central Bank of Egypt. Retrieved 4 October 2026, from https://www.afronomicsfeed.com/markets/tbills/egypt/2025-12-23

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