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FX

Data · Debt, rates and money

Lending interest rate (%)

Rate charged by banks on loans to the private sector, as reported by the national authority.

Africa median

14.2%

24 countries

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CSV

54 countries × every year

Ranking

Latest print, highest to lowest

Each country’s most recent value from the last three years. A small ’YY marks an older print.

  1. 1Madagascar60.0%
  2. 2Zimbabwe46.4%
  3. 3Malawi37.1% ’24
  4. 4Egypt24.3% ’24
  5. 5Gambia22.0%
  6. 6Sierra Leone21.4%
  7. 7Angola19.4%
  8. 8São Tomé and Príncipe17.8% ’24
  9. 9Mozambique17.5%
  10. 10Kenya16.6% ’24
  11. 11Rwanda16.0% ’24
  12. 12South Sudan14.3%
  13. 13Nigeria14.0% ’23
  14. 14Burundi12.4%
  15. 15Lesotho11.2% ’24
  16. 16Namibia11.0% ’24
  17. 17Eswatini10.9% ’24
  18. 18South Africa10.7%
  19. 19Seychelles9.9%
  20. 20Mauritius9.0%
  21. 21Comoros8.0% ’22
  22. 22Algeria8.0%
  23. 23Cabo Verde7.7%
  24. 24Botswana6.3% ’24

History

2020–2025 by country

CountryTrend since 2010202020212022202320242025
Algeria2010: 8.0%2011: 8.0%2012: 8.0%2013: 8.0%2014: 8.0%2015: 8.0%2016: 8.0%2017: 8.0%2018: 8.0%2019: 8.0%2020: 8.0%2021: 8.0%2022: 8.0%2023: 8.0%2024: 8.0%2025: 8.0%8.0%8.0%8.0%8.0%8.0%8.0%
Angola2010: 22.5%2011: 18.8%2012: 16.7%2013: 15.8%2014: 16.4%2015: 16.9%2016: 15.8%2017: 15.8%2018: 20.7%2019: 19.3%2020: 19.7%2021: 19.4%2022: 20.1%2023: 16.9%2024: 19.4%2025: 19.4%19.7%19.4%20.1%16.9%19.4%19.4%
Benin2010: 5.1%2011: 5.3%2012: 5.0%2013: 5.3%2014: 5.3%2015: 5.2%2016: 5.3%2017: 6.9%2018: 6.8%2019: 6.7%2020: 6.5%2021: 6.3%6.5%6.3%————
Botswana2010: 11.5%2011: 11.0%2012: 11.0%2013: 10.2%2014: 9.0%2015: 8.0%2016: 7.3%2017: 6.9%2018: 6.5%2019: 6.4%2020: 5.8%2021: 5.3%2022: 6.1%2023: 6.7%2024: 6.3%5.8%5.3%6.1%6.7%6.3%—
Burkina Faso2010: 5.1%2011: 5.3%2012: 5.0%2013: 5.3%2014: 5.3%2015: 5.2%2016: 5.3%2017: 6.5%2018: 6.8%2019: 6.7%2020: 6.5%2021: 6.3%6.5%6.3%————
Burundi2010: 12.4%2011: 13.2%2012: 14.3%2013: 15.1%2014: 15.7%2015: 15.3%2016: 14.2%2017: 14.8%2018: 14.8%2019: 14.5%2020: 12.2%2021: 12.9%2022: 11.8%2023: 11.2%2024: 11.9%2025: 12.4%12.2%12.9%11.8%11.2%11.9%12.4%
Cabo Verde2010: 11.0%2011: 9.8%2012: 9.9%2013: 10.5%2014: 10.9%2015: 10.4%2016: 9.6%2017: 9.5%2018: 9.0%2019: 9.1%2020: 8.2%2021: 7.6%2022: 7.8%2023: 7.5%2024: 7.8%2025: 7.7%8.2%7.6%7.8%7.5%7.8%7.7%
Cameroon——————
Central African Republic——————
Chad——————
Comoros2010: 10.5%2011: 10.5%2012: 10.5%2013: 10.5%2014: 10.5%2015: 10.5%2016: 10.5%2017: 10.5%2018: 10.5%2019: 10.5%2020: 8.1%2021: 7.9%2022: 8.0%8.1%7.9%8.0%———
Congo——————
Côte d’Ivoire2010: 5.1%2011: 5.3%2012: 5.0%2013: 5.3%2014: 5.3%2015: 5.2%2016: 5.3%——————
Djibouti——————
DR Congo2010: 56.5%2011: 43.8%2012: 28.4%2013: 19.4%2014: 18.7%2015: 19.4%2016: 19.0%2017: 20.6%2018: 24.7%2019: 26.7%2020: 26.0%2021: 23.3%26.0%23.3%————
Egypt2010: 11.0%2011: 11.0%2012: 12.0%2013: 12.3%2014: 11.7%2015: 11.6%2016: 13.6%2017: 18.2%2018: 18.3%2019: 16.1%2020: 11.4%2021: 9.4%2022: 10.6%2023: 17.8%2024: 24.3%11.4%9.4%10.6%17.8%24.3%—
Equatorial Guinea——————
Eritrea——————
Eswatini2010: 9.8%2011: 9.0%2012: 8.8%2013: 8.5%2014: 8.6%2015: 9.0%2016: 10.3%2017: 10.8%2018: 10.3%2019: 10.1%2020: 8.0%2021: 7.3%2022: 8.5%2023: 10.8%2024: 10.9%8.0%7.3%8.5%10.8%10.9%—
Ethiopia——————
Gabon——————
Gambia2010: 27.0%2011: 28.0%2012: 28.0%2013: 28.0%2014: 28.5%2017: 29.0%2018: 28.0%2019: 28.0%2020: 28.0%2021: 19.5%2022: 19.0%2023: 20.8%2024: 22.0%2025: 22.0%28.0%19.5%19.0%20.8%22.0%22.0%
Ghana——————
Guinea——————
Guinea-Bissau2010: 5.1%2011: 5.3%2012: 5.0%2013: 5.3%2014: 5.3%2015: 5.2%2016: 5.3%——————
Kenya2010: 14.4%2011: 15.0%2012: 19.7%2013: 17.3%2014: 16.5%2015: 16.1%2016: 16.6%2017: 13.7%2018: 13.1%2019: 12.4%2020: 12.0%2021: 12.1%2022: 12.3%2023: 13.6%2024: 16.6%12.0%12.1%12.3%13.6%16.6%—
Lesotho2010: 11.2%2011: 10.4%2012: 10.1%2013: 9.9%2014: 10.3%2015: 10.6%2016: 11.6%2017: 11.6%2018: 11.4%2019: 11.3%2020: 9.0%2021: 8.2%2022: 9.0%2023: 11.1%2024: 11.2%9.0%8.2%9.0%11.1%11.2%—
Liberia2010: 14.2%2011: 13.8%2012: 13.5%2013: 13.5%2014: 13.5%2015: 13.6%2016: 13.6%2017: 13.3%——————
Libya2010: 6.0%2011: 6.0%2012: 6.0%2013: 6.0%2014: 6.0%——————
Madagascar2010: 46.0%2011: 52.5%2012: 56.1%2013: 59.0%2014: 60.0%2015: 56.7%2016: 60.0%2017: 60.0%2018: 55.4%2019: 49.0%2020: 48.9%2021: 48.3%2022: 48.8%2023: 53.6%2024: 60.0%2025: 60.0%48.9%48.3%48.8%53.6%60.0%60.0%
Malawi2010: 24.6%2011: 23.8%2012: 32.3%2013: 46.0%2014: 44.3%2015: 44.4%2016: 44.1%2017: 38.6%2018: 32.3%2019: 25.7%2020: 24.2%2021: 23.9%2022: 25.4%2023: 33.5%2024: 37.1%24.2%23.9%25.4%33.5%37.1%—
Mali2010: 5.1%2011: 5.3%2012: 5.0%2013: 5.3%2014: 5.3%2015: 5.2%2016: 5.3%——————
Mauritania2010: 17.0%2011: 17.0%2012: 17.0%2013: 17.0%2014: 17.0%2015: 17.0%2016: 17.0%2017: 17.0%——————
Mauritius2010: 8.9%2011: 8.9%2012: 8.7%2013: 8.5%2014: 8.5%2015: 8.5%2016: 8.5%2017: 8.5%2018: 8.5%2019: 8.5%2020: 7.2%2021: 6.9%2022: 7.5%2023: 9.5%2024: 9.4%2025: 9.0%7.2%6.9%7.5%9.5%9.4%9.0%
Morocco——————
Mozambique2010: 16.3%2011: 19.1%2012: 16.8%2013: 15.3%2014: 14.8%2015: 14.9%2016: 21.2%2017: 27.9%2018: 23.0%2019: 19.0%2020: 17.1%2021: 18.2%2022: 20.1%2023: 23.7%2024: 21.7%2025: 17.5%17.1%18.2%20.1%23.7%21.7%17.5%
Namibia2010: 9.7%2011: 8.7%2012: 8.7%2013: 8.3%2014: 8.7%2015: 9.3%2016: 9.8%2017: 10.0%2018: 10.1%2019: 9.9%2020: 7.9%2021: 6.9%2022: 8.6%2023: 10.9%2024: 11.0%7.9%6.9%8.6%10.9%11.0%—
Niger2010: 5.1%2011: 5.3%2012: 5.0%2013: 5.3%2014: 5.3%2015: 5.2%2016: 5.3%——————
Nigeria2010: 17.6%2011: 16.0%2012: 16.8%2013: 16.7%2014: 16.5%2015: 16.8%2016: 16.9%2017: 17.6%2018: 16.9%2019: 15.4%2020: 13.6%2021: 11.5%2022: 12.3%2023: 14.0%13.6%11.5%12.3%14.0%——
Rwanda2010: 17.0%2011: 16.7%2012: 16.7%2013: 17.3%2014: 17.3%2015: 17.3%2016: 17.3%2017: 17.2%2018: 16.9%2019: 16.5%2020: 16.3%2021: 16.2%2022: 16.4%2023: 16.1%2024: 16.0%16.3%16.2%16.4%16.1%16.0%—
São Tomé and Príncipe2010: 28.9%2011: 27.0%2012: 26.2%2013: 25.9%2014: 23.2%2015: 23.3%2016: 19.6%2017: 19.6%2018: 19.9%2019: 19.1%2020: 18.8%2021: 18.5%2022: 17.9%2023: 17.8%2024: 17.8%18.8%18.5%17.9%17.8%17.8%—
Senegal2010: 5.1%2011: 5.3%2012: 5.0%2013: 5.3%2014: 5.3%2015: 5.2%2016: 5.3%——————
Seychelles2010: 12.7%2011: 11.2%2012: 12.2%2013: 12.3%2014: 11.6%2015: 12.4%2016: 12.4%2017: 12.2%2018: 12.3%2019: 12.6%2020: 11.6%2021: 9.2%2022: 9.1%2023: 9.5%2024: 9.8%2025: 9.9%11.6%9.2%9.1%9.5%9.8%9.9%
Sierra Leone2010: 21.3%2011: 21.0%2012: 21.0%2013: 20.6%2014: 19.4%2015: 18.7%2016: 16.2%2017: 15.7%2018: 16.0%2019: 18.0%2020: 17.9%2021: 18.9%2022: 19.3%2023: 19.6%2024: 20.6%2025: 21.4%17.9%18.9%19.3%19.6%20.6%21.4%
Somalia——————
South Africa2010: 9.8%2011: 9.0%2012: 8.8%2013: 8.5%2014: 9.1%2015: 9.4%2016: 10.5%2017: 10.4%2018: 10.1%2019: 10.1%2020: 7.7%2021: 7.0%2022: 8.8%2023: 11.5%2024: 11.6%2025: 10.7%7.7%7.0%8.8%11.5%11.6%10.7%
South Sudan2012: 12.0%2013: 13.6%2014: 18.7%2015: 13.8%2016: 10.4%2017: 10.1%2018: 16.2%2019: 15.7%2020: 16.1%2021: 16.1%2022: 16.3%2023: 16.4%2024: 14.7%2025: 14.3%16.1%16.1%16.3%16.4%14.7%14.3%
Sudan——————
Tanzania2010: 14.5%2011: 15.0%2012: 15.6%2013: 15.9%2014: 16.3%2015: 16.1%2016: 16.0%2017: 17.8%2018: 17.4%2019: 17.0%2020: 16.7%16.7%—————
Togo2010: 5.1%2011: 5.3%2012: 5.0%2013: 5.3%2014: 5.3%2015: 5.2%2016: 5.3%——————
Tunisia——————
Uganda2010: 20.2%2011: 21.8%2012: 26.2%2013: 23.3%2014: 21.6%2015: 22.6%2016: 23.9%2017: 21.3%2018: 19.8%——————
Zambia2010: 20.9%2011: 18.8%2012: 12.2%2013: 9.5%2014: 11.6%2015: 13.3%2016: 15.5%2017: 12.4%2018: 9.8%2019: 10.3%2020: 9.5%9.5%—————
Zimbabwe2012: 11.6%2013: 9.7%2014: 9.5%2015: 8.5%2016: 7.1%2017: 6.9%2018: 7.1%2019: 16.2%2020: 33.0%2021: 45.5%2022: 131.8%2023: 170.3%2024: 68.9%2025: 46.4%33.0%45.5%131.8%170.3%68.9%46.4%

Source: World Bank Open Data · FR.INR.LEND · %

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