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Loan app check · Kenya

Is Pesakay Credit Limited licensed?

Checked against the Central Bank of Kenya’s Directory of Digital Credit Providers, updated 29 September 2026.

LicensedYes, Pesakay Credit Limited is on the CBK’s list, licensed on 9 July 2026.

The CBK licenses companies, not apps. Before you borrow, check that the app names Pesakay Credit Limited as its lender or developer (in its terms, or under “developer” on the app store page).

From the CBK’s directory

Licence and contacts

As the Central Bank publishes them.

Licensed
9 July 2026
Phone
+254718664642
Email
pesakaycreditltd@gmail.com
Office
Ngong Rd, Nairobi
Postal address
P.O. Box 24146-00100, Nairobi

From borrowers

What borrowing from Pesakay Credit Limited costs

Cost per KES 1,000 for 30 days, every fee included, from borrowers’ anonymous reports.

No reports yet: a figure appears once five borrowers have reported Pesakay Credit Limited. Borrowed from it? Add what it cost you, anonymously.

For comparison, a bank or SACCO loan at 15% a year costs about KES 12 per KES 1,000 for 30 days. Borrowers’ reports are checked only for range and not verified with the lender. Pesakay Credit Limited can ask us to look again at any figure, or send a response to publish beside it, at desk@afronomicsfeed.com.

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Source: Central Bank of Kenya, Directory of Digital Credit Providers, updated 29 September 2026; read 12 October 2026. Information, not advice.

Quick answers

Questions people ask

Is Pesakay Credit Limited licensed by the Central Bank of Kenya?
Yes. Pesakay Credit Limited is on the CBK's Directory of Digital Credit Providers updated 29 September 2026, licensed on 9 July 2026. The licence is for the company: check that the loan app you use names Pesakay Credit Limited as its developer or lender.
How do I contact Pesakay Credit Limited?
The CBK's directory lists phone +254718664642, email pesakaycreditltd@gmail.com, office at Ngong Rd, Nairobi.
What can I do if Pesakay Credit Limited contacts my friends or family?
Complain to the lender in writing first and keep the messages. If it is not resolved, complain to the Central Bank of Kenya, which supervises licensed digital lenders. Use of your contacts' details without consent can also be reported to the Office of the Data Protection Commissioner.