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Loan app check · Kenya

Is M FS Technologies Limited licensed?

Checked against the Central Bank of Kenya’s Directory of Digital Credit Providers, updated 29 September 2026.

LicensedYes, M FS Technologies Limited is on the CBK’s list, licensed on 30 January 2023.

The CBK licenses companies, not apps. Before you borrow, check that the app names M FS Technologies Limited as its lender or developer (in its terms, or under “developer” on the app store page).

From the CBK’s directory

Licence and contacts

As the Central Bank publishes them.

Licensed
30 January 2023
Phone
+254709184000
Email
info@mfs.co.ke
Email domain
mfs.co.ke
Office
Capital West, 5th Floor, Lantana Road (Off Rhapta Road), Nairobi
Postal address
P.O. Box 43250-00100, Nairobi

The email domain often matches the app’s or company’s website; an app using a different name may still be this lender, so check the developer.

From borrowers

What borrowing from M FS Technologies Limited costs

Cost per KES 1,000 for 30 days, every fee included, from borrowers’ anonymous reports.

No reports yet: a figure appears once five borrowers have reported M FS Technologies Limited. Borrowed from it? Add what it cost you, anonymously.

For comparison, a bank or SACCO loan at 15% a year costs about KES 12 per KES 1,000 for 30 days. Borrowers’ reports are checked only for range and not verified with the lender. M FS Technologies Limited can ask us to look again at any figure, or send a response to publish beside it, at desk@afronomicsfeed.com.

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Source: Central Bank of Kenya, Directory of Digital Credit Providers, updated 29 September 2026; read 12 October 2026. Information, not advice.

Quick answers

Questions people ask

Is M FS Technologies Limited licensed by the Central Bank of Kenya?
Yes. M FS Technologies Limited is on the CBK's Directory of Digital Credit Providers updated 29 September 2026, licensed on 30 January 2023. The licence is for the company: check that the loan app you use names M FS Technologies Limited as its developer or lender.
How do I contact M FS Technologies Limited?
The CBK's directory lists phone +254709184000, email info@mfs.co.ke, office at Capital West, 5th Floor, Lantana Road (Off Rhapta Road), Nairobi.
What can I do if M FS Technologies Limited contacts my friends or family?
Complain to the lender in writing first and keep the messages. If it is not resolved, complain to the Central Bank of Kenya, which supervises licensed digital lenders. Use of your contacts' details without consent can also be reported to the Office of the Data Protection Commissioner.