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Loan app check · Kenya

Is Little Limited (trading as SpotIt) licensed?

Checked against the Central Bank of Kenya’s Directory of Digital Credit Providers, updated 29 September 2026.

LicensedYes, Little Limited (trading as SpotIt) is on the CBK’s list, licensed on 2 September 2025.

The CBK licenses companies, not apps. Before you borrow, check that the app names Little Limited (trading as SpotIt) as its lender or developer (in its terms, or under “developer” on the app store page).

From the CBK’s directory

Licence and contacts

As the Central Bank publishes them.

Licensed
2 September 2025
Phone
+254 709 044 000
Email
legal@little.africa
Email domain
little.africa
Office
Musa Gitau Road, Craft Silicon Campus, Off Waiyaki Way, Nairobi
Postal address
P.O. Box 13628-00800, Nairobi

The email domain often matches the app’s or company’s website; an app using a different name may still be this lender, so check the developer.

From borrowers

What borrowing from Little Limited (trading as SpotIt) costs

Cost per KES 1,000 for 30 days, every fee included, from borrowers’ anonymous reports.

No reports yet: a figure appears once five borrowers have reported Little Limited (trading as SpotIt). Borrowed from it? Add what it cost you, anonymously.

For comparison, a bank or SACCO loan at 15% a year costs about KES 12 per KES 1,000 for 30 days. Borrowers’ reports are checked only for range and not verified with the lender. Little Limited (trading as SpotIt) can ask us to look again at any figure, or send a response to publish beside it, at desk@afronomicsfeed.com.

Same month

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Source: Central Bank of Kenya, Directory of Digital Credit Providers, updated 29 September 2026; read 12 October 2026. Information, not advice.

Quick answers

Questions people ask

Is Little Limited (trading as SpotIt) licensed by the Central Bank of Kenya?
Yes. Little Limited (trading as SpotIt) is on the CBK's Directory of Digital Credit Providers updated 29 September 2026, licensed on 2 September 2025. The licence is for the company: check that the loan app you use names Little Limited (trading as SpotIt) as its developer or lender.
How do I contact Little Limited (trading as SpotIt)?
The CBK's directory lists phone +254 709 044 000, email legal@little.africa, office at Musa Gitau Road, Craft Silicon Campus, Off Waiyaki Way, Nairobi.
What can I do if Little Limited (trading as SpotIt) contacts my friends or family?
Complain to the lender in writing first and keep the messages. If it is not resolved, complain to the Central Bank of Kenya, which supervises licensed digital lenders. Use of your contacts' details without consent can also be reported to the Office of the Data Protection Commissioner.