LicensedYes, Kifedha Ltd is on the CBK’s list, licensed on 5 June 2025.
The CBK licenses companies, not apps. Before you borrow, check that the app names Kifedha Ltd as its lender or developer (in its terms, or under “developer” on the app store page).
From the CBK’s directory
Licence and contacts
As the Central Bank publishes them.
- Licensed
- 5 June 2025
- Phone
- 0791573231
- info@kifedha.co.ke
- Email domain
- kifedha.co.ke
- Office
- Chambai House, Murang'a Road, Ngara
- Postal address
- P.O. Box 105796 – 00100, Nairobi
The email domain often matches the app’s or company’s website; an app using a different name may still be this lender, so check the developer.
From borrowers
What borrowing from Kifedha Ltd costs
Cost per KES 1,000 for 30 days, every fee included, from borrowers’ anonymous reports.
No reports yet: a figure appears once five borrowers have reported Kifedha Ltd. Borrowed from it? Add what it cost you, anonymously.
For comparison, a bank or SACCO loan at 15% a year costs about KES 12 per KES 1,000 for 30 days. Borrowers’ reports are checked only for range and not verified with the lender. Kifedha Ltd can ask us to look again at any figure, or send a response to publish beside it, at desk@afronomicsfeed.com.
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Source: Central Bank of Kenya, Directory of Digital Credit Providers, updated 29 September 2026; read 12 October 2026. Information, not advice.
Quick answers
Questions people ask
- Is Kifedha Ltd licensed by the Central Bank of Kenya?
- Yes. Kifedha Ltd is on the CBK's Directory of Digital Credit Providers updated 29 September 2026, licensed on 5 June 2025. The licence is for the company: check that the loan app you use names Kifedha Ltd as its developer or lender.
- How do I contact Kifedha Ltd?
- The CBK's directory lists phone 0791573231, email info@kifedha.co.ke, office at Chambai House, Murang'a Road, Ngara.
- What can I do if Kifedha Ltd contacts my friends or family?
- Complain to the lender in writing first and keep the messages. If it is not resolved, complain to the Central Bank of Kenya, which supervises licensed digital lenders. Use of your contacts' details without consent can also be reported to the Office of the Data Protection Commissioner.