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Loan app check · Kenya

Is Ismuk Credit Limited licensed?

Checked against the Central Bank of Kenya’s Directory of Digital Credit Providers, updated 29 September 2026.

LicensedYes, Ismuk Credit Limited is on the CBK’s list, licensed on 27 June 2024.

The CBK licenses companies, not apps. Before you borrow, check that the app names Ismuk Credit Limited as its lender or developer (in its terms, or under “developer” on the app store page).

From the CBK’s directory

Licence and contacts

As the Central Bank publishes them.

Licensed
27 June 2024
Phone
+254768654598
Email
ismukventures@gmail.com
Office
Delta House 4th Floor, Room 421, University Way, Nairobi
Postal address
P.O. Box 60973 – 00200, Nairobi

From borrowers

What borrowing from Ismuk Credit Limited costs

Cost per KES 1,000 for 30 days, every fee included, from borrowers’ anonymous reports.

No reports yet: a figure appears once five borrowers have reported Ismuk Credit Limited. Borrowed from it? Add what it cost you, anonymously.

For comparison, a bank or SACCO loan at 15% a year costs about KES 12 per KES 1,000 for 30 days. Borrowers’ reports are checked only for range and not verified with the lender. Ismuk Credit Limited can ask us to look again at any figure, or send a response to publish beside it, at desk@afronomicsfeed.com.

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Source: Central Bank of Kenya, Directory of Digital Credit Providers, updated 29 September 2026; read 12 October 2026. Information, not advice.

Quick answers

Questions people ask

Is Ismuk Credit Limited licensed by the Central Bank of Kenya?
Yes. Ismuk Credit Limited is on the CBK's Directory of Digital Credit Providers updated 29 September 2026, licensed on 27 June 2024. The licence is for the company: check that the loan app you use names Ismuk Credit Limited as its developer or lender.
How do I contact Ismuk Credit Limited?
The CBK's directory lists phone +254768654598, email ismukventures@gmail.com, office at Delta House 4th Floor, Room 421, University Way, Nairobi.
What can I do if Ismuk Credit Limited contacts my friends or family?
Complain to the lender in writing first and keep the messages. If it is not resolved, complain to the Central Bank of Kenya, which supervises licensed digital lenders. Use of your contacts' details without consent can also be reported to the Office of the Data Protection Commissioner.