LicensedYes, Giando Africa Limited (Trading as Flash Credit Africa) is on the CBK’s list, licensed on 19 September 2022.
The CBK licenses companies, not apps. Before you borrow, check that the app names Giando Africa Limited (Trading as Flash Credit Africa) as its lender or developer (in its terms, or under “developer” on the app store page).
From the CBK’s directory
Licence and contacts
As the Central Bank publishes them.
- Licensed
- 19 September 2022
- Phone
- +254713948254/ 0706934558
- support@flashcreditafrica.com
- Email domain
- flashcreditafrica.com
- Office
- Epic Ridge Properties, New Kitisuru, Block A, Suite 8, Nairobi
- Postal address
- P. O. Box 1816 – 00606, Sarit Centre, Nairobi
The email domain often matches the app’s or company’s website; an app using a different name may still be this lender, so check the developer.
From borrowers
What borrowing from Giando Africa Limited (Trading as Flash Credit Africa) costs
Cost per KES 1,000 for 30 days, every fee included, from borrowers’ anonymous reports.
No reports yet: a figure appears once five borrowers have reported Giando Africa Limited (Trading as Flash Credit Africa). Borrowed from it? Add what it cost you, anonymously.
For comparison, a bank or SACCO loan at 15% a year costs about KES 12 per KES 1,000 for 30 days. Borrowers’ reports are checked only for range and not verified with the lender. Giando Africa Limited (Trading as Flash Credit Africa) can ask us to look again at any figure, or send a response to publish beside it, at desk@afronomicsfeed.com.
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Source: Central Bank of Kenya, Directory of Digital Credit Providers, updated 29 September 2026; read 12 October 2026. Information, not advice.
Quick answers
Questions people ask
- Is Giando Africa Limited (Trading as Flash Credit Africa) licensed by the Central Bank of Kenya?
- Yes. Giando Africa Limited (Trading as Flash Credit Africa) is on the CBK's Directory of Digital Credit Providers updated 29 September 2026, licensed on 19 September 2022. The licence is for the company: check that the loan app you use names Giando Africa Limited (Trading as Flash Credit Africa) as its developer or lender.
- How do I contact Giando Africa Limited (Trading as Flash Credit Africa)?
- The CBK's directory lists phone +254713948254/ 0706934558, email support@flashcreditafrica.com, office at Epic Ridge Properties, New Kitisuru, Block A, Suite 8, Nairobi.
- What can I do if Giando Africa Limited (Trading as Flash Credit Africa) contacts my friends or family?
- Complain to the lender in writing first and keep the messages. If it is not resolved, complain to the Central Bank of Kenya, which supervises licensed digital lenders. Use of your contacts' details without consent can also be reported to the Office of the Data Protection Commissioner.