At the Treasury bill auction dated 3 November 2026, the Central Bank of Egypt cleared the 91-day bill at 25.00% (up 68 basis points), the 182-day bill at 25.46% (up 29 basis points) and the 364-day bill at 26.08% (up 16 basis points). The rate shown is the weighted average yield of accepted bids.
Demand was strong: bids totalled EGP 272.5bn against EGP 140.0bn on offer, 195% of the amount sought, and EGP 103.7bn was accepted.
At 26.08%, the 364-day rate is the highest in the 52 auctions of the past year.
A year earlier the 364-day bill cleared at 25.61%, so the government is paying 47 basis points more than twelve months ago.
What this means for EGP 100,000
Worked from the published rate · information, not advice
EGP 26,076 in 12 months on the 364-day bill
Put EGP 100,000 into the 364-day bill at this auction and you get back EGP 126,076 after 12 months: EGP 26,076 in interest before any withholding tax, about EGP 2,173 a month.
That is EGP 164 more than the same money would have earned at the previous auction.
For shorter money: EGP 12,729 on the 182-day bill (6 months), EGP 6,250 on the 91-day bill (3 months).
The government pays the full amount at maturity; the risk is Egypt’s government not paying, and the money is locked until then.
Results
By tenor
| Tenor | Rate | Previous | Offered | Bids | Accepted |
|---|---|---|---|---|---|
| 91-day | 25.000% | 24.316% | EGP 30.00bn | EGP 54.56bn | EGP 24.82bn |
| 182-day | 25.457% | 25.166% | EGP 30.00bn | EGP 65.44bn | EGP 22.51bn |
| 364-day | 26.076% | 25.912% | EGP 80.00bn | EGP 152.46bn | EGP 56.33bn |
Source: Central Bank of Egypt result · weighted average yield of accepted bids
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Afronomics (2026). Egypt Treasury bill auction, 3 November 2026, compiled from the Central Bank of Egypt. Retrieved 4 November 2026, from https://www.afronomicsfeed.com/markets/tbills/egypt/2026-11-03
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